The B2B payments landscape is transforming. Merchants are demanding consumer-like digital payment experiences for their payables and receivables — but most are stuck with clunky, paper-based processes.
Thursday, August 7, 2025
by
Cashflow.io
The Next Frontier for ISOs: Back-Office Automation
The B2B payments landscape is transforming. Merchants are demanding consumer-like digital payment experiences for their payables and receivables — but most are stuck with clunky, paper-based processes.
For Independent Sales Organizations (ISOs), this shift presents a massive opportunity: Extend your front-office success in POS and e-commerce into the back office, where your merchants need you most.
That’s where Cashflow.io comes in.
We built our platform specifically for ISOs — giving you a way to expand your portfolio, generate recurring revenue, and make your merchants stickier than ever.
The ISO Advantage: Add Revenue Without Adding Complexity
ISOs have mastered the art of helping merchants accept payments. But back-office automation? That’s a wide-open lane — and a game-changer for portfolio growth.
Here’s how Cashflow.io turns that opportunity into reality:
Earn Net-New Revenue
Offer merchants a back-office SaaS solution for payables and receivables — and collect 30% of monthly platform fees.Seamless Integration
No need to disrupt your merchants' existing processing relationships. Simply plug in their API key, and they’re ready to go.Boost Merchant Stickiness
You’ve already won their POS or e-commerce business. Now close the last gap with a full-service back-office automation tool that makes you indispensable.
What Makes Cashflow.io Different?
Not all B2B automation platforms are built for ISOs. We are.
Multi-Account Support
Manage multiple MIDs, bank accounts, currencies, and locations — perfect for franchises, multi-location operations, and treasury management.Custom API Solutions
Our development team adapts quickly to merchant needs, modernizing legacy ERP systems and delivering tailor-made integrations.Simple, Intuitive UX
We call it “Fisher Price for B2B” — an easy-to-use front end with powerful back-end technology that merchants love.White-Glove Customer Service
We handle onboarding, support, and issue resolution. You get the benefits of a turnkey partnership without added operational load.
Why Now?
Platforms like Bill.com and Melio opened the door for B2B automation. But here’s the catch — they aren’t designed for ISO partnerships.
Cashflow.io is.
We combine SaaS automation, bring-your-own processing, and ISO-friendly revenue-sharing into one easy-to-deploy solution that gives you:
Recurring, predictable revenue
Stronger merchant relationships
A competitive edge in the payments market
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