Your B2B Payments & Financing Simplified
Save valuable time & resources automating your payables, receivables and trade financing.
Cashflow optimization made simple.
Automate and streamline your entire cash cycle. Save time managing payments while you focus on growing your business.
Modernize quickly without disruption.
It's easy and free to set up. Just connect your payment processor and start moving money with credit cards, bank transfers and more right away.
Win more business.
Monetize your receivables by offering 'Pay Later' payment options. Do business the way you want using simple but powerful cloud-based tools.

Finance orders in a flash.
Skip the traditional paperwork with integrated transaction-based cash advances. Get approved fast, cash in your bank the same day and be ready for any sized customer order.
Key features

Automate and simplify.
Streamline your entire process, from quote to cash. Send, receive and finance customer orders more easily than ever.

Bring your own payments.
Quickly connect your own payment processor to start receiving digital payments with no disruption.

No integration costs.
Get started quickly – for free. Pay as you grow.

Work from anywhere.
Manage your business transactions on any device, using simple but powerful cloud-based tools.

Built for teams.
Set permissions for each user in your team to ensure that they can access only what you want.
Already have a payment service provider? No need to switch!
“Bring Your Own Payments” allows you to plug in your existing service and get started right away!











Your security is our top priority

Secure & encrypted
Cashflow.io uses state-of-the-art cryptographic algorithms during data transmission (HTTPS with RSA 2048 bit key and SHA 256 certificate) and in our databases (AES 256 encryption keys). Our servers are kept in compliance with PCI and SOC guidelines with certified data centers monitored 24x7.

Security audit program
A dedicated audit program is in place with both internal and external audits completed quarterly to ensure PCI-DSS compliance. The PCI-DSS certification process is designed to protect your sensitive data. Cashflow.io does not store any sensitive information on our servers but uses certified Level 1 PCI Compliant Payment Service Providers (the highest level).

Data deletion
Cashflow.io only retains data for as long as required under regulatory guidelines. Data retention timelines are defined and processes in place to comply with data deletion requests from customers & partners.

International standards
ISO 27001 was developed to help organizations, of any size or any industry, to protect their information in a systematic and cost-effective way, through the adoption of an Information Security Management System (ISMS). Cashflow.io follows the highest possible standards for protecting confidential data.